How to pay

We at KaratCraft.com ensure that we only bring you Ethical, Ethnic and Modern jewellery. We are led by our Brand philosophy of ‘We have nothing to Hide’.

All our Gold jewellery and Diamond jewellery is certified by Third party certifying agencies and, is always BIS Hallmarked. Our customers are guaranteed of the Authenticity & this builds their Trust in KaratCraft.

We offer Maximum Payment Options for the convenience of our Customers

  • 7 Credit Cards
  • Debit Cards issued in India by Visa, MasterCard, Maestro, Rupay
  • 50 Net Banking Options
  • 8 ATM Cards
  • 49 Banks IMPS
  • 27 Foreign Currencies.
  • 16 Cash Cards, Wallets, Prepaid Instruments
  • Paypal
  • Pre-EMI for Diamond Jewellery
  • Direct Bank Transfer

Customers can also transfer the amount directly to our bank account. Customers making Bank transfers should contact on care@karatcraft.in or on 91 8108 517 784 and confirm his/her payment modalities.

Credit Cards – American Express (AMEX), Diners Club International, Masters, Visa, JCB, and EzeClick.

Debit Cards – All Visa Debit Cards issued in India, All Masters Debit Cards issued in India, All Rupay Cards issued in India

Net Banking – Andhra Bank, Axis Bank, BBK, Bank of Baroda, Bank of India, Bank of Maharashtra,Canara Bank, Catholic Syrian Bank, Central Bank of India, Citi Bank, City Union Bank, Corporation Bank, Cosmos Bank, DBS, DCB Bank, Deutsche Bank, Dhanlaxmi Bank, Federal Bank, HDFC Bank,ICICI Bank, IDBI Bank, Indian Bank, Indian Overseas Bank, Indusind Bank, Kotak Mahindra Bank, J&K Bank, Karnataka Bank, Karur Vysya Bank, Lakshmi Vilas Bank, Oriental Bank of Commerce,Punjab National Bank, RBS, Saraswat Bank, SVC Bank, South India Bank, Standard Chartered Bank, State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of India, State Bank of Mysore, State Bank of Patiala, State Bank of Travancore, Syndicate Bank, Tamilnadu Mercantile Bank, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, Yes Bank.

Cash Cards / Prepaid Instruments – PayTM, FreeCharge, Icash, IdeaMoney, ITZCash, Jana Cash, JIO Money, MobiKwik, Oxigen Wallet, Paycash, HDFC PayZapp, SBI Buddy,

Foreign Currency - Indian Rupee, Singapore Dollar, Pound Sterling, American Dollar, Omani Rial,Bahraini Dinar, UAE Dirham, Euro, Canadian Dollar, Swiss Franc, Baht, Sri Lankan Rupee, Malaysian Ringgit, Qatari Riyal, Hong Kong Dollar, Kuwaiti Dinar, Bangladesh Taka, New Zealand Dollar, Australian Dollar, Nepalese Rupee, Chinese Yuan Renminbi, Japanese Yen, Kenyan Shilling, Mauritius Rupee, Philippine Peso, Saudi Riyal, South African Rand.

Direct Bank Transfer Customers can also transfer the amount directly to our bank account.
Account Name: Windrose Lifestyle Private Limited
Account No.: 007883800003256
Bank Name: Yes Bank
IFSC Code: YESB0000078
MICR Code: 400532010
Branch Code: 000078
Branch address: - Ground Floor, Shri Amba Shanti Chambers Opposite Hotel Leela,
Andheri Kurla Road, Andheri East, Mumbai, 400059, India

Customers making offline payment should first contact on care@karatcraft.in or on care@karatcraft.in or on 91 8108 517 784 and confirm his/her payment modalities and the Gold Price of that instance..

Pre-EMI Option With the aim of turning your desires into reality, KaratCraft.com is glad to present to you the 50 - 25 -25 option. We want our customers to relish their desires; hence we are offering you the Pre-EMI benefit. 1. Pay only 50% of the total amount to fix the gold rate as on that day. This is to book the gold just for you. 2. Pay the next 25% within a span of 30 days. We want to make buying jewellery as easy as it can be. 3. Lastly, the remaining 25%, you can pay with 15 days of the date of 2nd Instalment. So that we start to realize your dream into reality. Finally, the product, specially made for you, will reach in 15 to 20 business days.

Note: This payment option is valid ONLY for Diamond Products above 30,000/-. If you wish to terminate the process, 10% of the amount deposited would be deducted Customers choosing EMI Payment should first contact on care@karatcraft.in or on 91 8108 517 784 and confirm his / her payment modalities and the Gold Price and Design of that instance. Customer Would have to First Share ID proof, send a Cancelled Cheque, and a Pan card copy along with 3 / 4 copies of Cheque (for safe keeping). Which will be returned to the Customer once the delivery is completed.

Statutory Details Pan No. AABCW4157C | IEC No. 314006648 | TAN No. MUMW04323E CIN No. U74999MH2013PTC245305 | GST No. 27AABCW4157C1ZH Pan No. AABCW4157C